AARP Medicare Complete Plan: The Ultimate Guide

aarp medicare complete plan

## Introduction

Navigating the world of Medicare can be a daunting task, but with AARP Medicare Complete, you can rest assured that your healthcare needs are covered. This comprehensive plan, offered by the American Association of Retired Persons (AARP), combines the benefits of Medicare Parts A and B with additional coverage for prescription drugs, dental care, and vision care.

In this article, we will delve into the intricacies of the AARP Medicare Complete plan, highlighting its features, benefits, and eligibility criteria. Whether you’re a current AARP member or considering joining, this guide will provide you with the essential information you need to make an informed decision about your healthcare coverage.

## Understanding Medicare Parts A and B

Medicare Part A covers hospital insurance, including inpatient stays, skilled nursing facility care, and hospice care. Medicare Part B covers medical insurance, including doctor visits, outpatient services, and durable medical equipment. AARP Medicare Complete combines these two parts into a single, easy-to-understand plan.

## Benefits of the AARP Medicare Complete Plan

In addition to the benefits of Medicare Parts A and B, the AARP Medicare Complete plan offers several additional benefits, including:

### Prescription Drug Coverage

The plan includes prescription drug coverage, providing you with access to a wide range of medications. You can fill your prescriptions at participating pharmacies or through mail order.

### Dental Coverage

Dental coverage is provided through the AARP Dental Network, which includes over 100,000 dentists nationwide. You can receive preventive care, such as cleanings and exams, as well as restorative care, such as fillings and crowns.

### Vision Coverage

Vision coverage is provided through the AARP Vision Network, which includes over 9,000 vision care providers. You can receive eye exams, eyeglasses, and contact lenses.

## Eligibility for the AARP Medicare Complete Plan

To be eligible for the AARP Medicare Complete plan, you must meet the following criteria:

* Be enrolled in Medicare Part A and Part B
* Be a U.S. citizen or permanent resident
* Reside in an AARP Medicare Complete service area

## Choosing the Right Plan for You

There are several different AARP Medicare Complete plans available, each with its own unique premiums and benefits. It’s important to carefully consider your individual needs and budget when choosing a plan.

* **Preferred Provider Organization (PPO)** plans offer the most flexibility, allowing you to see any doctor or hospital that accepts Medicare. The premiums for PPO plans are typically higher than for other types of plans.
* **Health Maintenance Organization (HMO)** plans require you to choose a primary care physician from within the network. You must receive referrals from your primary care physician to see specialists. HMO plans typically have lower premiums than PPO plans.
* **Point-of-Service (POS)** plans offer a balance between PPO and HMO plans. You can choose to see doctors outside of the network, but you will pay a higher copayment.

## Enrolling in the AARP Medicare Complete Plan

Enrolling in the AARP Medicare Complete plan is easy. You can enroll online, over the phone, or through a local AARP office. You will need to provide your Medicare information, as well as your personal and contact information.

## Conclusion

The AARP Medicare Complete plan is a comprehensive and affordable option for your healthcare coverage. With its wide range of benefits and flexible plan options, you can tailor a plan that meets your individual needs and budget. By understanding the ins and outs of the plan, you can make an informed decision about your healthcare future.

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